What is a product?, Why design of Product is Important ?, Pricing of Product-1, Types of Insurance Products –Individual, Pricing of Products – 2, Types of Insurance Products – Group, Premium bases – Interest rate, Premium bases – Mortality and Morbidity rates, Premium Bases – commission rates, Premium bases – Expense rates, Reinsurance Support,
Financial Viability –Profit Margin and Solvency Margin, Conclusion, References,
ANNEXURE I: Specimen Policy document, etc, Specimen Proposal for Group Contract etc, IRDA File and use procedure.